Eligibility Criteria for Receiving Social Security Death Benefits- Who Qualifies-

Who qualifies for social security death benefits?

Social security death benefits are an important aspect of the United States Social Security Administration’s (SSA) program, providing financial support to certain individuals in the event of a worker’s death. Understanding who qualifies for these benefits is crucial for both families and individuals to ensure they receive the necessary support during such a difficult time. In this article, we will explore the criteria for eligibility and the process of applying for social security death benefits.

Eligibility Criteria for Social Security Death Benefits

The following individuals are eligible to receive social security death benefits:

1. Surviving Spouse: A surviving spouse, including a legally married same-sex spouse, may be eligible for social security death benefits if they were married to the deceased worker for at least nine months prior to the worker’s death. The surviving spouse must be at least 60 years old, or be disabled and have been disabled for at least two years, or be caring for a child of the deceased worker who is under the age of 16 or disabled.

2. Surviving Divorced Spouse: A surviving divorced spouse may also be eligible for social security death benefits if they were married to the deceased worker for at least ten years. The surviving divorced spouse must be at least 62 years old, or be disabled and have been disabled for at least two years.

3. Surviving Children: Children of the deceased worker may be eligible for social security death benefits if they are unmarried and under the age of 18, or under the age of 19 if they are attending high school full-time, or are disabled and have been disabled since before the age of 22.

4. Surviving Parent: A surviving parent may be eligible for social security death benefits if they were dependent on the deceased worker at the time of their death. The surviving parent must be at least 62 years old.

How to Apply for Social Security Death Benefits

To apply for social security death benefits, the surviving family member must complete the following steps:

1. Gather Necessary Documents: Collect the deceased worker’s Social Security number, death certificate, and proof of identity and relationship to the deceased worker.

2. Contact the SSA: Call the SSA at 1-800-772-1213 or visit a local SSA office to initiate the application process.

3. Complete the Application: Fill out the necessary forms and provide the required documentation to the SSA.

4. Wait for Approval: The SSA will review the application and may request additional information. Once approved, the SSA will begin sending monthly benefits to the eligible individual.

Conclusion

Understanding who qualifies for social security death benefits is essential for ensuring that eligible individuals receive the financial support they need during a difficult time. By familiarizing themselves with the eligibility criteria and the application process, families can navigate the system more effectively and secure the benefits they deserve.